Zero Charges , Exclusive Rewards

Free Transfers and Rewards Await You with Sohar International Mobile Banking App.
Start making your local and international online transfers now with zero fees and earn extra reward points on your credit cards with every payment or transfer. 

Sohar international

Offer Valid Until:

30 September 2026  

Terms and Conditions

These Terms & Conditions govern the use of Sohar International Mobile Banking Application (“App”) for initiating account-to-account fund transfers with Oman, including:   

  • Transfers between accounts held at SIB (intra-bank transfers)  
  • Transfers to accounts held at other licensed banks in the Sultanate of Oman (inter-bank transfers)
  • Transfers to accounts held at other licensed banks around the world

1. Promotional Fee Waiver

  • All eligible transfers initiated via the App shall be exempt from applicable service fees for a period of twelve (12) months from the Effective Date.
  • Additionally, earn extra reward points with every local payment or transfer on your credit card.
  • The waiver applies exclusively to retail individual customers.  
  • Upon expiry of the promotional period, standard fees shall apply in accordance with SIB’s Schedule of Charges.

2. Rewards Points Incentive

  • Customers holding an active SIB-issued credit card shall be entitled to ten (10) SIB Rewards Points per qualifying transfer executed via the App.
  • Points shall be credited within 60 business days following transaction completion.  
  • This incentive is subject to the prevailing SIB Rewards Program Terms & Conditions.

3. Authentication and Security

  • All transfers must be authenticated using secure login credentials, including but not limited to biometric verification, one-time passwords (OTP), or secure PIN.  
  • Customers are solely responsible for safeguarding their login credentials and device access.  
  • SIB shall not be held liable for unauthorized transactions resulting from customer negligence.

4. General Provisions

  • These Terms & Conditions are governed by the laws and regulations of the Sultanate of Oman.  
  • SIB reserves the right to amend, suspend, or terminate this offer at its sole discretion, subject to prior notice.  
  • Use of the App constitutes acceptance of these Terms & Conditions.